Even Staff

2015-10-27

Wedding Day Splurges

Congratulations on your upcoming wedding! I am sure you have done exhaustive research on how to budget and save for the big day. It is easy to find advice on how to save but when it comes to your wedding day we think there are certain things you should definitely not skimp on. Read below to see our recommendations for the wedding goods you won’t regret splurging on.

 

Shoes

 

It’s obvious that your shoes are not the focal point of your outfit but that doesn’t mean you should pick a pair from Payless. Use this opportunity to buy a high-end pair of shoes that will be comfortable and last longer than just your reception. If you choose a shoe you really love, you’ll be able to wear it constantly after the wedding. A nude shoe will look great at work or going out. Even a designer pair of flats will be something you can rock on your honeymoon.

 

Music

 

The iPod reception is becoming increasingly popular, but there’s a right and wrong way to execute it. Even if you want complete control over your musical selections, it’s absolutely worth the money to hire a DJ or band to ensure that everything runs smoothly. These days, a DJ/band contributes much more than just the music. They can make or break your wedding with lackluster reception announcements, shoddy transitions between dinner/dancing, and unenthusiastic banter. Many well-curated weddings have been ruined by shoddy speakers, poor wiring and band acoustics. Hiring a professional will ensure that your guests receive the best experience they can get.

 

Groom’s Suit

 

Although all eyes are usually on the bride, your man needs to look and feel his best as well. Renting a tuxedo is the typical course of action for most couples but buying a fitted suit might be the best purchase you’ll make for your wedding (and future). As long as you pick a color he can wear again, your man will get many more wears out of his tailored suit than you will out of your wedding dress. It will look better than an off-the-rack tux and he can wear to other weddings, work functions and formal events. My husband has worn his suit several times since our April wedding, while my wedding dress sits in our attic.

 

Photography

 

No matter what you save on, splurge on photography. I’ve talked to many brides who tried to save money on their photographers and have heard some horror stories of not having any usable photos from their wedding. While you can shop around and find a good deal, avoid using your uncle’s family friend who bought a DSLR a few weeks ago. A professional photographer will be able to capture every fleeting moment from your wedding that you might have missed. You will thank yourself years later when you are reminiscing with your husband.

 

Videography

 

Pictures are great, but nothing can capture a moment like video. Nowadays videographers are becoming more a standard at weddings. While talking to friends as I was wedding planning, not having a videographer stood out as a most commonly cited regret. Just days after our wedding, I already started to forget exactly what the officiant said when he married us, what my husband’s vows were and what caused my maid of honor to cry. That’s why I hired a videographer - so even if my memory failed me, the video would not. Most of us have few home videos beyond our high school graduation. When you start losing older family members, a wedding video might be the last living memory of them.

 

Honeymoon

 

Studies show that people value experiences more than material goods. So if you’re debating between a Vera Wang dress and a honeymoon abroad, you’ll be better off choosing the latter. No matter what your budget is, make sure to budget for a honeymoon. It’s important to celebrate your newlywed status with a trip; and no, a short weekend doesn’t count. Your wedding is only one day, but your honeymoon can last a week or more. Use that time to recount the time, celebrate your marriage and start building a life together. Coordinator One of the best purchases I made for my wedding was a day-of coordinator. She helped wrangle our vendors, organize the bridal party and take care of any emergencies that came up. Everyone told me I was so calm on the wedding day; I told them it was because I’d hired someone to do the worrying for me. Our coordinators cost less than $1,000 and were worth every penny. Accessories Whether you’re buying a tie for your suit or jewelry to match your dress, use your accessories as a reason to splurge. Most likely you’re buying something you can wear again, so it doesn’t hurt to upgrade. We understand sometimes budgets are tight but when it comes major life milestones sometimes it’s worth the extra spend. There are options in life for easing the stresses of wedding day costs. Wedding loans are becoming increasingly popular.

Disclaimer: The material provided on this site is not intended to provide legal, investment, or financial advice or to indicate the suitability of any Even Financial product or service to your unique circumstances. For specific advice about your unique circumstances, you may wish to consult a qualified professional. Any information or statistical data sourced by Even Financial through hyperlinks, from third-party websites, are provided for informational purposes only. While Even Financial finds these sources to be accurate, it does not endorse or guarantee any third-party content

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HAVEN LIFE
Haven Life’s All-Digital Life Insurance Application Experience Launches on Even Financial’s Leading Life Insurance Search Engine
Even features the industry’s largest multi-carrier, all-digital life insurance marketplace New York, New York – August 16, 2021 – Even Financial (“Even”), the leading search, comparison, and recommendation engine for financial services, has announced the launch of Haven Term and Haven Simple on its life insurance marketplace platform. Leveraging machine learning and advanced data science, Even solves a significant pain point in financial services customer acquisition by seamlessly bridging financial institutions and channel partners via its industry-leading API and embeddable solutions.   With the addition of Haven Term and Haven Simple, Even has further expanded its extensive network of premium life insurance offerings, strengthening its position as the industry’s largest multi-carrier, all-digital life insurance marketplace. Haven Life, which offers Haven Term and Haven Simple, and is backed and wholly owned by Massachusetts Mutual Life Insurance Company (MassMutual), is known for its customer-centric approach and for its commitment to making life insurance more affordable and accessible. Haven Life’s term life insurance offerings will be available on Even properties and via its wholly owned subsidiary LeapLife.   “In these uncertain times, the majority of U.S. adults want the financial security of high-quality life insurance, but are often dissuaded by the complex application process and need to complete an in-person medical exam,” said Phill Rosen, Founder and CEO of Even Financial. “Haven Life’s groundbreaking, all-digital application experience brings tremendous accessibility and peace-of-mind to consumers. We’re thrilled to welcome them to the Even platform.”   The launch of Haven Term and Haven Simple on the Even platform enables consumers to get matched with medically underwritten term life insurance policies that they can apply for and, if approved, purchase instantly online. While most Haven Term applicants will need to take a medical exam, Haven Simple applicants do not. Haven Life’s offerings expand the variety of life insurance options already available to consumers through Even’s API.   “Haven Life is committed to meeting life insurance customers wherever they are — and often, it's where they are managing the rest of their financial life," said Wade Seward, Head of Distribution Strategy at Haven Life. "On the heels of introducing even more affordable pricing for the Haven Term product, our partnership with Even Financial allows us to marry that affordability with greater accessibility to offer comprehensive financial protection to shared clients with ease and efficiency.”    Even entered the life insurance industry in 2020 through its acquisition of LeapLife, a leading insurtech and licenced life insurance agency. Since that acquisition, Even has worked with its large network of channel partners to make the process of getting personalized life insurance fast, easy, and accessible for consumers. In addition to Haven Term and Haven Simple, products offered by leading insurance companies including Lincoln Financial Group, Pacific Life, and Mutual of Omaha are available through LeapLife, Even’s life insurance platform. Companies such as TransUnion and Lantern by SoFi rely on Even’s embedded finance marketplaces to power 100% digital personalized life insurance policy quotes for their customers, with live agent support.   Even has continued its rapid growth trajectory in 2021 by reaching over $3 billion in consumer credit issued through its API and expanding its platform to over 800 partners. Earlier this year, Even was named one of “America’s Best Startup Employers'' by Forbes for 2021 and placed in the Top 50 of the 2020 Deloitte Technology Fast 500, which recognizes the fastest growing tech companies in the world.   About Even Financial   Founded in 2014, Even Financial is a B2B fintech company that is transforming the way financial institutions find and connect with consumers. As the leading search, comparison, and recommendation engine for financial services, Even seamlessly bridges financial institutions (such as SoFi) and channel partners (such as TransUnion) via its simple yet robust API and embeddable solutions. Even turns any consumer touchpoint into a comprehensive financial services marketplace with full compliance and security at scale. The company is backed by leading financial services firms and VCs, including American Express Ventures, Canaan Partners, Citi Ventures, Fidelity’s F-Prime Capital, Greatpoint Ventures, Goldman Sachs, LendingClub, and MassMutual Ventures. Learn more at www.evenfinancial.com.   About Haven Life Insurance Agency   Haven Life Insurance Agency, LLC (Haven Life) is re-thinking how people financially protect the ones they love. Haven Life is committed to delivering exceptional products, delightful purchasing experiences, and meaningful moments of service to the modern life insurance customer. Haven Term is a Term Life Insurance Policy (ICC21 Haven Term in certain states, including NC) issued by C.M. Life Insurance Company (C.M. Life), Enfield, CT 06082. In New York (DTC-NY), and California (DTC-CA), and other states, it is issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001.    Policy and rider form numbers and features may vary by state and may not be available in all states. Haven Term is available through Haven Life Insurance Agency, LLC (Haven Life), whose agency license number in California is OK71922 and in Arkansas, 100139527. Both Haven Life and C.M. Life are wholly owned subsidiaries of MassMutual.   Please note that issuing the policy or paying its benefits depends on the applicant’s insurability, based on their answers to the health questions in the application, and their truthfulness.   MassMutual and its subsidiaries C.M. Life Insurance Company and MML Bay State Life Insurance Company are rated by A.M. Best Company as A++ (Superior; Top category of 15). The rating is as of June 1, 2021 and is subject to change. MassMutual has received different ratings from other rating agencies.   Media Contact media@evenfinancial.com    
YAHOO! FINANCE
Yahoo! Finance: Even Financial Reaches $3 Billion In Credit Issued Milestone
Even has surpassed a significant threshold in credit issued, having now facilitated over $3 billion in consumer credit as of July 2021. The milestone is significant in the financial services industry, as Even has also expanded its platform to over 800 partners.    Click below to read more at Yahoo! Finance.
PYMNTS
PYMNTS: Even Launches Embedded Finance App on Salesforce
Now, financial advisors and other businesses will have a way to leverage Even’s platform for their clients. ‘Financial Products for Salesforce’ - Powered by Even, a plug-and-play app available on the Salesforce AppExchange, matches consumers with real-time, personalized financial product offers.   Click below to read more at PYMNTS.com.