Let’s be honest. Unless you’re getting married fresh out of college, the traditional wedding registry is probably a little outdated for your needs. You’ve either lived on your own long enough to accumulate the basics, or you’ve been cohabitating with your partner. Between your stuff and theirs, you’re not exactly wanting for kitchen appliances. But when you decide to get married, people will want to give you gifts. Before you start asking for your second or third set of dishes, we recommend taking a more practical approach to the wedding registry. Although household items are handy, they don’t sustain a marriage. Think long-term when asking for gifts and be honest with yourself and your partner about what you really need as you enter this new stage in your life together. Here are five alternatives to traditional registry lists:
1. Financial Planning Sessions
It may seem unsexy, but meetings with a financial advisor will prove invaluable for you and your spouse. Unless you’re both experts at managing money, professional finance advice can help you establish solid footing for your life as a couple. From saving to investing to building a diverse portfolio, you really want to meet with someone who can assess your situation and devise a plan for financial success. These meetings can be costly, so use your registry to help lessen the burden.
2. Investment money
Even a modest sum of money wisely invested can be an incredible help to you and your spouse down the line. Many couples struggle financially when they first get married, and investing is a step toward breaking out of that cycle in the future. Guests will often give money at the actual wedding and a more tangible gift at the shower. Tastefully explain that you’d prefer a financial investment instead of appliances or bedding you don’t really need.
3. Big-ticket goods
Before making your registry, think long and hard about what you already have and what you actually need. Apartment Therapy recommends asking for tool boxes or gardening equipment if you’re already stocked on kitchen supplies and aren’t in need of upgrades. If there are big-ticket items you couldn’t afford previously, now is the time to ask for them, according to Bridal Guide. Lawn furniture, camping supplies, and luxury kitchen items can all go on the registry. You’ll save money by not having to buy them out of your own bank account, and the gift will be more meaningful than a duplicate of something you already own.
4. Continuing Education
The traditional workplace is changing fast, and you need to keep your skills sharp in order to stay competitive. Many people are using online trainings in coding, design, and marketing to bolster or change their careers, not to mention negotiate salary increases. As you settle into married life and start your family, there won’t always be money for extra trainings, whether they’re geared toward professional development or personal interest. Invite guests to invest in your growth as a couple by paying for courses that help you provide for your family’s future. A subscription to sites such as The Great Courses is another worthwhile gift that allows you and your partner to explore new interests together throughout your marriage.
If you and your partner are among the many millennials eschewing material goods in favor of travel or life-enhancing experiences, don’t be afraid to let your registry reflect that. Which restaurants or wine bars have you walked past and said you’d like to try someday? Are you both interested in learning to surf? Ask for gift certificates or pre-paid passes to wine tastings, food expos, or other interesting events that will bring you closer together and indulge your shared taste for the finer and more fulfilling things. You’ll have lots to look forward to as newlyweds, and you’ll make memories that last a lifetime. The wedding registry is a way for your friends and family to support you by buying you things you need. Be honest with them when you make your wish list. They want to give you something meaningful, and you want to receive gifts that will get your marriage off to the right start.
Disclaimer: The material provided on this site is not intended to provide legal, investment, or financial advice or to indicate the suitability of any Even Financial product or service to your unique circumstances. For specific advice about your unique circumstances, you may wish to consult a qualified professional. Any information or statistical data sourced by Even Financial through hyperlinks, from third-party websites, are provided for informational purposes only. While Even Financial finds these sources to be accurate, it does not endorse or guarantee any third-party content.
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NEW YORK, NY, March 15, 2022 -- Even Financial ("Even"), the category-leading embedded finance marketplace and independently managed subsidiary of MoneyLion, Inc. (NYSE: ML), has announced a new partnership with Tally, a leading financial automation company, to include the company's low-interest credit offerings on its platform.
"Tally has built a powerful tech-enabled system to help people solve one of the biggest financial problems today: paying off credit card debt," said Phill Rosen, Founder and CEO of Even. "We're thrilled to welcome Tally's line of credit offerings to Even's unparalleled network of financial services providers."
Tally is designed to help its members pay off their debt faster and save them money on interest and late fees. Members can lower their monthly payment with Tally's lower-interest line of credit, if eligible. Typically, at least a 580 FICO score is needed. Tally's system is customized to save people as much money as possible.
"Americans today owe nearly $1 trillion in credit card debt. We know from our research that many want to pay down their debt but struggle to get started. That's where Tally comes in," said Jason Huynh, VP of Credit, Analytics & Operations at Tally. "Our system combines financial automation with a low-interest line of credit to give people the help they need to get on track to pay off their credit card debt for good. We're thrilled that our partnership with Even will allow Tally to help even more people."
The launch of Tally on the Even platform enables consumers to get matched with Tally's custom, low-interest line of credit accounts of up to $25,000 in just a few minutes. After getting matched, eligible consumers complete the process through the Tally app. There are no out-of-pocket costs.
Tally is the latest partner to join the Even marketplace, a growing network of over 400 financial services partners and 500 channel partners covering a breadth of financial services including loans, credit cards, mortgages, savings, and insurance products. Even's marketplace technology enables any company to add financial products to its business, with full compliance and security, at scale.
About Even Financial
Even digitally connects and matches consumers with real-time, personalized financial product recommendations from banks, insurance carriers, and fintech companies on mobile apps, websites, and other digital touchpoints through its marketplace technology. Even's infrastructure leverages machine learning and advanced data science to solve a significant pain point in financial services customer acquisition, seamlessly bridging financial services providers (such as SoFi) and channel partners (such as TransUnion) via its industry-leading API and embedded finance marketplaces. Even enables any company to add financial products to its business, with full compliance and security at scale. Even was named one of "America's Best Startup Employers'' by Forbes for 2021 and was named to the 2021 Deloitte Technology Fast 500, which recognizes the fastest growing tech companies in the world. Learn more at www.evenfinancial.com.
Tally is a consumer financial tech company pioneering full-service financial automation to help people save money, pay down their debt and reach their goals sooner. Founded in 2015, the company built the first fully automated debt manager to help put billions of dollars back in people's pockets. In 2021, Tally was named to Fast Company's Most Innovative Companies list and to Quartz's Best Companies for Remote Workers. Previously, Tally made Forbes' Next Billion Dollar Startup list, Forbes' Fintech 50 list, and the app won Real Simple's Smart Money award. Learn more at meettally.com.
NEW YORK, NY, April 19, 2022 -- Even Financial (“Even”), the category-leading embedded finance marketplace and independent subsidiary of MoneyLion, Inc. (NYSE: ML), has announced it has now facilitated over $5 billion in consumer credit, as of March 2022. Leveraging machine learning and advanced data science, Even solves a significant pain point in financial services customer acquisition by seamlessly bridging financial service providers and channel partners via its industry-leading API and embedded finance marketplaces.
“Surpassing $5 billion in consumer credit facilitated through our marketplace is an enormous achievement for Even as we continue to help build the future of finance technology,” said Phill Rosen, Founder and Chief Executive Officer. “Access to credit has long been a challenge for many hard-working Americans, and we are dedicated to alleviating this issue by providing consumers personalized financial services offers that meet their needs, when they need it most. Reaching the $5 billion milestone reaffirms that our mission is driving significant value for both consumers and our partners."
Even has grown its embedded finance marketplace offerings beyond loans to cover a breadth of additional financial services including credit cards, mortgages, savings, and insurance products. Within loans, Even offers the largest network of premium, connected loan providers - across a wide array of products including unsecured personal loans, secured personal loans, line of credit, student loan refinancing, and auto loan refinancing. Leading financial services providers, such as LendingClub and SoFi, partner with Even to reach qualified consumers searching for loans, benefiting from Even’s unparalleled network and native integrations.
The company has continued its rapid growth trajectory in 2022, growing its network to include over 400 financial services partners and 500 channel partners. Even's marketplace technology enables any company to add financial products to its business, with full compliance and security at scale. Earlier this year, Even announced the close of its acquisition by MoneyLion, the award-winning digital financial platform, which will continue to advance their combined efforts of providing financial access and advice to hard working Americans.
About Even Financial
Even digitally connects and matches consumers with real-time, personalized financial product recommendations from banks, insurance carriers, and fintech companies on mobile apps, websites, and other digital touchpoints through its marketplace technology. Even's infrastructure leverages machine learning and advanced data science to solve a significant pain point in financial services customer acquisition, seamlessly bridging financial services providers (such as SoFi) and channel partners (such as TransUnion) via its industry-leading API and embedded finance marketplaces. Even enables any company to add financial products to its business, with full compliance and security at scale. Even was named one of "America's Best Startup Employers'' by Forbes for 2022 and was named to the 2021 Deloitte Technology Fast 500, which recognizes the fastest growing tech companies in the world. Learn more at evenfinancial.com.